Calculate future value of your investments — lump sum or SIP (monthly).
| Total Invested | — |
| Wealth Gained | — |
| Final Value | — |
| Absolute Return | — |
SIP (Systematic Investment Plan) spreads your investment monthly, averaging purchase cost over time. Lump sum works best when markets are low. Both benefit from long-term compounding — staying invested longer matters more than timing.
FD: 6–7.5%, PPF: 7.1%, Debt Mutual Funds: 7–9%, Large Cap Equity: 10–12%, Mid/Small Cap Equity: 12–18% (higher risk). Past performance doesn't guarantee future returns.