Calculate your monthly home loan EMI, total interest payable, and full amortization schedule.
| Monthly EMI | — |
| Loan Amount | — |
| Down Payment | — |
| Total Interest | — |
| Total Payment | — |
| Loan Payoff | — |
EMI = P × r(1+r)ⁿ / [(1+r)ⁿ−1] where P = principal (home price minus down payment), r = monthly rate, n = months.
Most Indian banks offer home loans at 8–10% per annum. A down payment of 20% reduces your EMI and total interest significantly. Opt for shorter tenure if EMI is affordable — you save lakhs in interest.
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