Calculate your monthly in-hand salary from CTC with PF, income tax, and other deductions (India).
| Annual CTC | — |
| Monthly Gross | — |
| PF Deduction (monthly) | — |
| Professional Tax | — |
| Estimated Income Tax (monthly) | — |
| Total Deductions | — |
| Monthly In-Hand | — |
CTC (Cost to Company) is the total salary package offered by your employer, including PF contributions, gratuity, and other benefits. Your in-hand (take-home) salary is CTC minus all deductions including PF, income tax, and professional tax.
Under the new tax regime, the standard deduction of ₹75,000 applies. Slabs: 0% up to ₹3L, 5% ₹3–7L, 10% ₹7–10L, 15% ₹10–12L, 20% ₹12–15L, 30% above ₹15L. Tax rebate up to ₹7L income.